Page 142 - Microsoft Word - FINAL COPY - A Legal Guide to Investing in Iraq _12-7-2015_ _6_.docx

2. With no allowances for housing projects
that fall outside the basic schematic
design, provided that the value of the
land is not factored into the value of the
housing units for sale to citizens.
3. With allowances for other non-housing
projects.”
Third: Including foreign as well as Iraqi
investors in receiving concessional loans
through Article 5 of the amendment, which
provides for deleting the text of Article 9,
Item Eight, and replacing it with a new
provision; the previous provision included
only Iraqi investors while excluding
foreigners. In addition, the new amended
provision establishes a specific mechanism
for how to go about obtaining loans. The
new article provides for:
“Encouraging Iraqi and foreign investors to
partner with Iraqis by offering them loans
and financial concessions in coordination
with the Ministry of Finance and other
financial institutions, provided the investor
has already completed 25% of the project,
using project installations as collateral, and
establishing an interest rate that is
concessional in terms of housing projects
and the end user, provided that the use of
Iraqi labor is consistent with the size of the
loan.”
Fourth: One of the major amendments to
the new Law is that contained in Article 6 of
the amendment, which cancels the provision
in Article 10 of the Law on foreign and Iraqi
ownership of land allotted for building
investment projects, and replacing it with a
new provision with the same article number,
whereby it grants Iraqi and foreign investors
equal rights to own land for the purpose of
building housing projects, as well as the
right of both (i.e., Iraqi and foreign
investors) to own land allotted for industrial
138
‫ﺑﺪون ﺑﺪل ﻟﻠﻤﺸﺎرﯾﻊ اﻟﺴﻜﻨﯿﺔ اﻟﺘﻲ ﺗﻘﻊ ﺧﺎرج‬.2
‫اﻟﺘﺼﻤﯿﻢ اﻷﺳﺎﺳﻲ ﻋﻠﻰ أن ﻻ ﺗﺤﺘﺴﺐ ﻗﯿﻤﺔ‬
‫اﻷرض ﺿﻤﻦ ﻗﯿﻤﺔ اﻟﻮﺣﺪة اﻟﺴﻜﻨﯿﺔ اﻟﻤﺒﺎﻋﺔ‬
.‫ﻟﻠﻤﻮاطﻦ‬
.‫ﺑﺒﺪل ﻟﺒﺎﻗﻲ اﻟﻤﺸﺎرﯾﻊ ﻏﯿﺮ اﻟﺴﻜﻨﯿﺔ‬.3
‫ ﺷﻤﻮل اﻟﻤﺴﺘﺜﻤﺮﯾﻦ اﻻﺟﺎﻧﺐ ﺑﺎﻟﻘﺮوض اﻟﻤﯿﺴﺮة اﻟﻰ‬:‫ﺛﺎﻟﺜﺎ‬
5 ‫ﺟﺎﻧﺐ اﻟﻤﺴﺘﺜﻤﺮﯾﻦ اﻟﻌﺮاﻗﯿﯿﻦ وذﻟﻚ ﻣﻦ ﺧﻼل ﻧﺺ اﻟﻤﺎدة‬
9 ‫ﻣﻦ اﻟﺘﻌﺪﯾﻞ اﻟﺘﻲ ﻧﺼﺖ ﻋﻠﻰ ﺣﺬف اﻟﺒﻨﺪ ﺛﺎﻣﻨﺎ ﻣﻦ اﻟﻤﺎدة‬
‫ ﻓﻘﺪ ﻛﺎن اﻟﻨﺺ اﻟﺴﺎﺑﻖ ﻟﻠﻤﺎدة ﯾﺸﻤﻞ‬، ‫واﺳﺘﺒﺪاﻟﮫ ﺑﻨﺺ ﺟﺪﯾﺪ‬
‫ اﺿﺎﻓﺔ‬،‫اﻟﻤﺴﺘﺜﻤﺮﯾﻦ اﻟﻌﺮاﻗﯿﯿﻦ ﻓﻘﻂ وﯾﺴﺘﺜﻨﻲ اﻻﺟﺎﻧﺐ ﻣﻨﮭﻢ‬
‫اﻟﻰ ان اﻟﻨﺺ اﻟﻤﻌﺪل اﻟﺠﺪﯾﺪ ﻗﺪ وﺿﻊ اﻟﯿﺔ ﻣﺤﺪدة ﻟﻜﯿﻔﯿﺔ‬
:‫ ﺣﯿﺚ ﻧﺼﺖ اﻟﻤﺎدة اﻟﺠﺪﯾﺪة ﻋﻠﻰ‬، ‫اﻟﺤﺼﻮل ﻋﻠﻰ اﻟﻘﺮوض‬
‫) ﺗﺸﺠﯿﻊ اﻟﻤﺴﺘﺜﻤﺮﯾﻦ اﻟﻌﺮاﻗﯿﯿﻦ واﻻﺟﺎﻧﺐ ﺑﺎﻟﻤﺸﺎرﻛﺔ ﻣﻊ‬
‫اﻟﻌﺮاﻗﯿﯿﻦ ﻣﻦ ﺧﻼل ﺗﻮﻓﯿﺮ ﻗﺮوض وﺗﺴﮭﯿﻼت ﻣﺎﻟﯿﺔ ﻟﮭﻢ‬
‫ﺑﺎﻟﺘﻨﺴﯿﻖ ﻣﻊ وزارة اﻟﻤﺎﻟﯿﺔ واﻟﻤﺆﺳﺴﺎت اﻟﻤﺎﻟﯿﺔ اﻻﺧﺮى‬
‫ ﻣﻦ اﻟﻤﺸﺮوع‬%25 ‫ﻋﻠﻰ ان ﯾﺮاﻋﻰ اﻧﺠﺎز اﻟﻤﺴﺘﺜﻤﺮ ﻧﺴﺒﺔ‬
‫وﺑﻀﻤﺎن ﻣﻨﺸﺄت اﻟﻤﺸﺮوع وﺗﺤﺪد ﻧﺴﺒﺔ ﻓﺎﺋﺪة ﻣﯿﺴﺮة ﺑﺎﻟﻨﺴﺒﺔ‬
‫ﻟﻠﻤﺸﺎرﯾﻊ اﻟﺴﻜﻨﯿﺔ وﻟﻠﻤﺴﺘﻔﯿﺪ اﻟﻨﮭﺎﺋﻲ ﻋﻠﻰ ان ﯾﺮاﻋﻰ‬
.(‫اﺳﺘﺨﺪام أﯾﺪي ﻋﺎﻣﻠﺔ ﻋﺮاﻗﯿﺔ ﺗﺘﻨﺎﺳﺐ وﺣﺠﻢ اﻟﻘﺮض‬
‫ ﻣﻦ أﺑﺮز اوﺟﮫ اﻟﺘﻌﺪﯾﻼت ﻓﻲ اﻟﻘﺎﻧﻮن اﻟﺠﺪﯾﺪ ھﻮ ﻣﺎ‬:‫راﺑﻌﺎ‬
10 ‫ ﻣﻦ اﻟﺘﻌﺪﯾﻞ ﺣﯿﺚ اﻟﻐﺖ ﻧﺺ اﻟﻤﺎدة‬6 ‫ﺟﺎءت ﺑﮫ اﻟﻤﺎدة‬
‫ﻣﻦ اﻟﻘﺎﻧﻮن اﻟﺨﺎﺻﺔ ﺑﺘﻤﻠﻚ اﻻﺟﻨﺒﻲ واﻟﻌﺮاﻗﻲ ﻟﻸراﺿﻲ‬
‫اﻟﻤﺨﺼﺼﺔ ﻻﻗﺎﻣﺔ اﻟﻤﺸﺎرﯾﻊ اﻻﺳﺘﺜﻤﺎرﯾﺔ ﻋﻠﯿﮭﺎ واﺳﺘﺒﺪﻟﺘﮭﺎ‬
‫ﺑﻨﺺ ﺟﺪﯾﺪ ﯾﺤﻤﻞ رﻗﻢ اﻟﻤﺎدة ذاﺗﮭﺎ ﺗﻢ ﻣﻦ ﺧﻼﻟﮭﺎ ﻣﻨﺢ‬
‫اﻟﻤﺴﺘﺜﻤﺮ اﻟﻌﺮاﻗﻲ واﻻﺟﻨﺒﻲ ﻋﻠﻰ ﺣﺪ ﺳﻮاء ﺣﻖ ﺗﻤﻠﻚ‬
‫اﻷراﺿﻲ ﻟﻐﺮض اﻗﺎﻣﺔ اﻟﻤﺸﺎرﯾﻊ اﻻﺳﻜﺎﻧﯿﺔ ﺑﺎﻻﺿﺎﻓﺔ اﻟﻰ‬
‫ﺣﻘﮭﻤﺎ ) اي اﻟﻤﺴﺘﺜﻤﺮ اﻟﻌﺮاﻗﻲ او اﻻﺟﻨﺒﻲ ( ﻓﻲ ﺗﻤﻠﻚ‬
‫اﻷراﺿﻲ اﻟﻤﺨﺼﺼﺔ ﻟﻠﻤﺸﺎرﯾﻊ اﻟﺼﻨﺎﻋﯿﺔ واﻟﻌﺎﺋﺪة ﻟﻠﺪوﻟﺔ‬
‫ وھﺬا ﯾﻌﻨﻲ ان اﻟﺘﻌﺪﯾﻞ اﻟﺠﺪﯾﺪ ﻗﺪ وﺳﻊ ﻣﻦ‬، ‫واﻟﻘﻄﺎع اﻟﻌﺎم‬
‫داﺋﺮة اﻟﻘﻄﺎﻋﺎت اﻟﺘﻲ ﯾﺠﻮز ﻟﻠﻤﺴﺘﺜﻤﺮ اﻟﻌﺮاﻗﻲ واﻷﺟﻨﺒﻲ‬
‫ ﻓﺒﻌﺪ أن ﻛﺎﻧﺖ ﻣﺤﺼﻮرة ﻓﻲ ﻣﺸﺎرﯾﻊ اﻻﺳﻜﺎن‬،‫اﻟﺘﻤﻠﻚ ﻓﯿﮭﺎ‬
‫أﺻﺒﺤﺖ ﺗﺸﻤﻞ اﻟﻤﺸﺎرﯾﻊ اﻟﺼﻨﺎﻋﯿﺔ أﯾﻀﺎ وھﺬا ﺗﻄﻮر ﻛﺒﯿﺮ‬